INSURANCE

Are You Filing a Claim for Roof Damage?

Expert Roofing Services Lawrenceville, Georgia

Insurance claims can be stressful for many people, especially if they’ve never done it before. That’s why it helps to work with a professional in roofing services who can help you prepare what you need and guide you through the entire process. But what should you do first when filing your roof claim? Grace Mountain Renovations explains what you need to know.

Assess the Damage

As soon as the storm passes and the weather becomes favorable, you need to step out and walk around your property. Look for broken windows, chipped siding, leaves stripped off plants and trees, fallen branches, damaged HVAC, and so on. You’ll also need to look closely at your roof and gutters for any sign of damage such as buckled and missing shingles, and fallen debris.

Contact a Professional Roofer

Even if your roof looks mostly intact, that doesn’t mean it isn’t affected by the storm. A professional assessment is still necessary since minor, unseen damage can easily be overlooked by the untrained eye. Locally trusted professionals such as Grace Mountain Renovations have the expertise and equipment to safely inspect your roof and determine the extent of its damage. This will become useful later when you file your claim.

What Happens Afterward?

Your roofing contractor will work closely with the adjuster and provide their estimate and scope of work to get it approved. The adjuster may scrutinize each detail and ask a few questions, but once it gets approved, you’ll receive the first check to start the roofing process. At this time, you’ll need to pay your deductible if it’s applicable.

Frequently Asked Questions

Can Homeowners Insurance Cover Storm Damage

Most types of homeowners insurance can cover storm damage that’s common in the area. However, you should still contact your insurance provider and review your plan. This will help you understand what it covers.
How Can I Assess Storm Damage on My Roof?

The only safe way to do this is through a visual roof inspection from the ground level. Never attempt to climb onto the roof yourself because you may cause more unnecessary damage on the surface. Most of the telltale signs, such as loose or missing asphalt shingles, can easily be spotted at a distance. But other types of damage can also be overlooked unless thoroughly inspected by an experienced professional.
Why Should I Hire a Licensed Roofer to Check for Damage?

Getting a professional roof assessment is part of the insurance claim process. They can give an honest and accurate report of the damage your roof sustained, which will help you get the compensation you need for the repair costs. You can still.

Construction and Completion

Filing an insurance claim for your roof damage doesn’t have to be daunting when you work with a trusted roofing contractor such as Grace Mountain Renovations. We’re more than happy to assist you with your claim at each step of the process.

Whether you need extensive repairs or a complete replacement, we’re here to help. You can reach us at 404-750-6715 to learn more about our roofing services. You can also fill out our convenient online form for a free consultation!